What is critical illness cover?
Critical illness cover can provide you with a lump sum of money in the event you become seriously unwell and are unable to work. This helps to give you peace of mind, so you can focus on rest and recovery with a great deal less financial pressure, and look to the future positively.
How it works
Critical illness cover can depend on several factors such as age, current health, occupation, length of policy and affordability. You can determine how much cover you can afford and can get a lump sum if you become seriously unwell and are unable to work. Critical illness cover could help you to reduce your mortgage or pay off debts so that you can focus on your recovery.
- You can take critical illness cover as part of your life insurance policy or separately.
- It is important to be aware that some providers may only pay out a lump sum once, so you may lose your final lump sum on death if you have already claimed.
To find out if critical illness cover is right for you, speak to one of our specialist protection advisers who will find suitable cover for you.
*The policies define what conditions are covered, so choose wisely and speak to one of our protection advisers to decide on the most appropriate cover for you.